When sending assets, you must have enough balance in the source chain. If you have enough total balance across all chains, but not enough in the source chain by itself, you will not be able to send. You must combine enough balance in a single chain before sending.
Example
For example, say my wallet 10 KDA on each of the chains 0, 1, 2, 3 and 4. Even though I have a total of 50 KDA across all chains, it's not possible to make a transaction of more than 10 KDA yet. If for example I want to send 45 KDA, I must first combine a total of at least that amount in a single chain. I can send KDA to myself from chains 1, 2, 3, and 4 all to chain 0, combining all funds in a single chain, and having enough balance for a single large transaction.
To make sending to oneself easier, Koala Wallet automatically creates an entry on your list of contacts with your own address labeled as "Myself".
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